Due Diligence

The process of getting sufficient information about a potential customer to determine their investment suitability.

尽职调查

取得某一潜在客户的充足信息以确定投资是否合适的过程。

“Know Your Customer” Rule

Suitable recommendations must be made to a customer based on information obtained when the customer opens an account.

“了解客户”规则

必须基于客户开户时取得的信息向客户进行合适的推介。

Hypothecation Agreement

Allows a brokerage to use securities in an account as collateral when providing loans. Must be signed when opening a margin account.

担保契约协议

当提供贷款时允许经纪公司将账户内的证券作为抵押品。必须在开设空白账户时签署。

Discretionary Account

An account which allows a broker to act without the consent of the customer when buying and selling securities on their behalf.

授权账户

允许经纪人代表客户进行买入卖出操作而无须事先取得客户同意的账户。

Street Name

Describes securities held in the name of the brokerage instead of issuing physical certificates. More convenient when settling trades.

转让记名

用经纪公司的名称而不是具体的证书来描述所持证券，使得交易更加便捷。

Custodial Account

An account opened for the benefit of a minor and managed by a custodian until the child reaches an age of majority.

保管账户

由保管人为未成年人管理，直至其成年的账户。

Joint Tenants in Common

Account registration for two or more persons in which， upon the death of one JT， their portion is not transferred to the surviving JTs.

共有人共同账户

2人以上共有账户，一共有人死亡其份额不转让给存续的其它共有人。

Joint Tenants with Right of Survivorship

Upon the death of one joint tenant， ownership of the securities in the account passes to the surviving joint tenants.

共同账户

一共有人死亡，证券所有权转让给存续共有人。